Bailiffs and the ban abroad. Checking Debts
A trip abroad to rest for many citizens remains a long-awaited event of the year. Suddenly, accumulated debts can upset all plans …
Bailiffs and the ban abroad
Today, for unfulfilled financial obligations, many compatriots are banned from leaving the country. How to check yourself for debts and are there any restrictions?
Who can be restricted from leaving the country for debts?
Collecting unpaid bills and obligations is not worth every citizen. People who have accumulated an impressive amount become non-travel. Small unpaid receipts will not spoil the long-awaited vacation, you can easily fly out of the country.
In accordance with Article 67 of the Federal Law N 229-ФЗ “On the temporary restriction on the debtor’s exit from the Russian Federation”, the decision on the restriction on the exit is made by the bailiff. There must be a valid judicial act on the basis of which a decision is formed. If it is absent, then border services cannot prohibit travel to another country.
According to data for 2018, an amount of 30 thousand rubles is enough to draw up a ban. Debt accumulates overdue loans, unpaid fines, utility bills. For alimony, as well as in compensation for damage to property or health of another person, the amount of 10 thousand rubles becomes critical.
The ban at the border is valid in the event of a court decision made in respect of a person who has a debt of 10-30 thousand rubles. An interim order is valid until the full payment of funds. It is removed only at the moment when payment data is sent to the bailiffs.
Is a law-abiding person worth worrying about?
According to 2017 data, 1.2 million Russians received a travel restriction. The figure is impressive. According to statistics, 80% of people do not know about late payments. Inattention to personal finances leads to outstanding loans, to the accumulation of forgotten fines and receipts. The problem arises when a person does not live at the place of registration. In addition, receipts do not come in paper form, but in electronic mail, which is rarely checked. Judicial decisions do not reach the addressee for various reasons. But ignorance does not exempt from the payment and responsibility of a citizen.
A common situation is when fraudsters act. People are credited with loans that they did not apply for. Therefore, be careful to leave personal data to dubious companies and individuals. Also do not forget about closing loans. Often, citizens after repaying a loan leave it open. The balance may be charged interest.
How to check for debts?
Refusal to leave Russia due to debts is not an insured event. Therefore, for any delay in financial obligations, each citizen is responsible for himself. In order to avoid spoiled vacation plans, check your personal finances in advance, pay loans, fines, utility bills, alimony. If there is a court decision, then you are in the base of the border service. Changing your status after paying off a debt can take 10-14 days.
Check yourself on the website of the Federal Bailiff Service: fssprus.ru
The data obtained will allow you to find out about unpaid obligations, how critical is the situation before the trip. You can solve all financial problems online by paying all receipts and statements. Information at the border is not updated quickly, so for reinsurance, take a copy from the bailiffs about the lifting of the travel ban.
Do not stretch your payment to the airport or train station. Online terminals are now located in all public places, but information about the receipt of funds in the accounts of banks or other institutions is not updated immediately. Data may be received by the bailiffs in a day, and the creation of a resolution to cancel the time limit will take some more time. Check all data before traveling in advance.